Insurance Insights

Homeowners insurance can protect you from the unexpected. If your home is damaged or your belongings are stolen, it can help cover repairs or replacement, temporary housing and more. For example, if a tree falls [...]

Risk assessment is fundamental to developing a realistic, reliable business continuity plan. Companies that proactively consider which events are most likely to occur are able to focus disaster response planning efforts where they will yield the [...]

Did you know that a burglary happens every 20.9 seconds in the U.S., according to the FBI? Your home is one of your most valuable possessions, along with everything inside it. It's a place where you [...]

It’s not an uncommon scenario: Your car is at the mechanic’s shop being repaired and your mother-in-law has offered her car to you until yours is road-ready again. Or you’re home from college for a [...]

Negligence In the context of product liability, a claim for negligence focuses on the conduct of the manufacturer or product seller, and the alleged failure to use reasonable care in some aspect when manufacturing or [...]

To thoroughly protect your home investment, your Coverage A limit, also known as dwelling coverage, should reflect the estimated cost to rebuild your home after a covered loss. If your homeowners insurance is based on your home’s market [...]

If you’re a homeowner, you may be surprised to learn that the bulk of water damage to a home isn’t due to natural disasters or flooding. It’s actually due to unchecked plumbing issues that lurk [...]

On the shore or out on the water, being prepared to handle an emergency situation is one of the most critical parts of boating safety. Do you know what to do and have what you [...]

Accessory dwelling units (ADUs) are small living or working spaces on the same grounds as, or attached to, your home. They can be distinct spaces inside the main house, such as a converted attic or [...]