Insurance Insights
Does Car Insurance Follow the Car or the Driver?
It’s not an uncommon scenario: Your car is at the mechanic’s shop being repaired and your mother-in-law has offered her car to you until yours is road-ready again. Or you’re home from college for a [...]
Two Types of Liability
Negligence In the context of product liability, a claim for negligence focuses on the conduct of the manufacturer or product seller, and the alleged failure to use reasonable care in some aspect when manufacturing or [...]
Is Your Home Insured to Its Estimated Replacement Cost?
To thoroughly protect your home investment, your Coverage A limit, also known as dwelling coverage, should reflect the estimated cost to rebuild your home after a covered loss. If your homeowners insurance is based on your home’s market [...]
Basic Home Maintenance Tips to Help Protect Against Water Damage
If you’re a homeowner, you may be surprised to learn that the bulk of water damage to a home isn’t due to natural disasters or flooding. It’s actually due to unchecked plumbing issues that lurk [...]
Emergency Preparedness Tips and Checklist for Boaters
On the shore or out on the water, being prepared to handle an emergency situation is one of the most critical parts of boating safety. Do you know what to do and have what you [...]
What Is an Accessory Dwelling Unit (ADU)?
Accessory dwelling units (ADUs) are small living or working spaces on the same grounds as, or attached to, your home. They can be distinct spaces inside the main house, such as a converted attic or [...]
Recover & Rebuild Right: What to Know Before Hiring a Contractor
In today’s challenging insurance landscape, property owners facing damage or loss may become targets for predatory vendors looking to exploit vulnerable situations. This could compromise your claim experience and financial well-being. In this toolkit, we [...]
Cybersecurity for Employees Working Remotely
Due to work-life balance or other business considerations, more employees are working remotely more than ever before. While remote work may offer benefits to both the employee and employer, there are potential cybersecurity risks when [...]
Air Quality Health Concerns Related to Wildfire Smoke
Wildfire smoke can create hazardous air quality, which can result in inhalation of toxic chemicals and smoke particulates. In addition, related cleanup tasks after a wildfire, such as ash and soot removal, can reintroduce particulates [...]








